Professional dispute rounds that challenge the inaccurate, unverifiable, and outdated items dragging your score down. Pick the number of rounds you need and we start immediately.
One round is one full dispute cycle across all three bureaus. Most cases need more than one. The more rounds you buy up front, the less you pay per round.
Same process every round. Nothing hidden, nothing guessed.
Pick your rounds, check out, and complete the intake form. We pull your reports and audit every line for inaccurate, unverifiable, or outdated items.
Custom letters go out to Experian, Equifax, and TransUnion, plus creditors and collectors where it applies. Bureaus have 30 days to respond.
You receive a report showing what was removed, updated, or verified. Anything still standing moves into your next round with a stronger challenge.
It depends on how many negative items you have and how the bureaus respond. Lighter files often clear in 1–3 rounds. Files with collections, charge-offs, or multiple accounts usually need 6 or more.
Yes. Start with 1 round and buy more any time. Buying the bundle up front is simply cheaper per round.
Roughly 30–45 days from the date your letters are mailed, which is the window the bureaus have to investigate and respond.
No. No credit repair company can legally guarantee removals. We guarantee the work: every eligible item challenged, every round, with documentation you can see.
Your credit reports, a government ID, proof of address, and your responses to any mail the bureaus send you. That's it.
Pick your rounds and we start your file this week.
Major Score Lab is a credit repair service. Results vary by individual and depend on the accuracy and verifiability of the items on your report. No company can legally guarantee the removal of accurate, verifiable, and timely information from a credit report. You have the right to dispute items on your own credit report at no cost. Payment is for dispute-round services performed, not for a promised score outcome.